The Terraces at San Joaquin Gardens operates as a continuing care retirement community, giving residents the option to remain on the same campus as their needs change. On-site healthcare services include diabetes management and planned respite stays, so residents who need short-term recovery or a break in caregiving can be accommodated without leaving familiar surroundings. Clinical oversight is integrated into daily routines, allowing care plans to be adjusted promptly as conditions evolve.

The community maintains a secured environment with controlled access points and an emergency call system in every residence. Staff members are available around the clock, and the security measures are designed to support residents who may have cognitive or mobility challenges while still allowing them freedom of movement within designated areas.

Residences vary from studio layouts to larger apartment-style homes. Depending on the specific unit, features can include cable or satellite television, individual climate control, wheelchair-accessible showers, kitchenettes, balconies or patios, and Wi-Fi. Select common areas offer a central fireplace, deck, outdoor gardens, a piano or organ, and a gift shop. Parking is available for residents and visitors, and most outdoor areas are pet-friendly, though not every building or floor plan includes every listed feature.

Daily dining is handled by a professional chef and culinary team who serve meals in a restaurant-style setting. An all-day dining program, guest meals, and a coffee shop give residents flexibility in scheduling. Specialized menus accommodate vegetarian, vegan, gluten-free, low-sodium, and no-sugar preferences, and healthy snacks are available between meals. Not all accommodations have in-room kitchenettes, so the communal dining venues are positioned as the primary option for most residents.

Amenities and services on the campus include an activity center, fitness programs, yoga and chair-yoga classes, indoor and outdoor walking paths, a swimming pool, Jacuzzi, raised garden beds, woodworking shop, library and computer lounge, and health and wellness programs. Residents can join clubs, attend live music performances, take part in social outings, enjoy happy hour, or participate in intergenerational programs, birthday celebrations, and other recreational or educational events.